Sector III
Owner-Managed Trading Businesses
Where the company's finances and the owner's finances are the same conversation.
Why it differs
In an owner-led business, decisions about the company are rarely separable from decisions about the household. Remuneration, reinvestment, borrowing and eventual exit are one continuous question, and the reporting should be built to answer it that way.
Recurring considerations
- 01Profit extraction and remuneration considerations
- 02Reinvestment versus distribution decisions
- 03Personal guarantees and lending arrangements
- 04Preparing the business for eventual sale or transfer
Services most often engaged
- 05Outsourced Finance FunctionFinance capability at the level a business needs before a permanent finance director is warranted, including forecasting, controls and board-facing reporting.
- 03Tax Planning & AdvisoryConsidered, documented tax planning around real commercial decisions, including structure, remuneration, transactions and succession.
- 08Business Advisory & ValuationStructured analysis for decisions that only happen once or twice: buying, selling, restructuring or putting a defensible value on a business.